How to improve your credit score in 5 easy steps

Oh, the credit score. That almost mystical three-digit number that determines our financial faith. Whenever you want to obtain a loan, whether it is a credit card, a car loan, or a mortgage, the lender will check your credit report to determine how likely you are to pay them back in full and on time. Not only will your credit history determine whether you will get the loan, but it will also help dictate the terms of the loan, such as the amount of money you will get and at what interest rate.

Read More